Many horse owners have mortality insurance for their horses, but they do not have health insurance. This is a strange oversight, given the number of health problems a horses prone to. While they are strong creatures, there are certain medical issues that plague horses. With the amount of time and money most horses owners invest in their four-legged friends, it only makes sense that you would invest in health insurance.
There are a number of different types of health insurance policies for horses. If nothing else, you will at least want a policy that covers surgical expenses. This covers lifesaving surgery for a horse, though more minor medical procedures will not be covered under this policy. A major medical endorsement pace for veterinary services to treat injuries sustained in accidents, such as torn ligaments, illness, and disease.
While you might not see the point in purchasing additional insurance for your horse, if you are serious about your animal’s health, it will be well worth the cost. Without insurance, vet bills and surgical costs can quickly add up. While interest might not cover all of these expenses, it can help soften the financial blue that you would otherwise need to pay out-of-pocket. Speaking with an agent will help you determine exactly the type of policy you need, as well as the types of coverage you need.
A horse that works on a farm will need a different type of coverage than one that regularly takes part in shows. Knowing the difference between these two policies and what they cover will help you choose the right type of horse health insurance. Your agent can help you navigate the sometimes-confusing world of health insurance for horses.
Don’t wait for your equine friend to get sick before you begin looking for insurance. Purchase today and be ready for any eventuality.